Catch was launched back in 2006 by two brothers with a vision to change the way that people shopped online. Today, Catch is part of the Wesfarmers Group, which positions them alongside Australia’s top retailers including Kmart, Target, Bunnings Officeworks. From fashion to beauty, homewares, tech, groceries, health, and lifestyle products, Catch has millions of products on offer at incredibly low prices. They’ve come a long way and get bigger and better every day. One of the ways that Catch has improved its experience for shoppers is by offering multiple payment methods.
Zip is one of the best Catch payment options that are currently available, and it can help you take advantage of the limited-time deals that Catch has to offer every day. Using a Zip Pay account when you reach the Catch payment methods at checkout is like having your very own Catch credit card, only much better. You can benefit from the easy interest-free payments, flexible installments on a schedule that suits you, and there are no hidden fees.
What is Zip Pay?
Zip Pay is a reusable online account with a limit of $1000 that lets you shop now and pay later. There are no upfront payments, and it's always interest-free. You can make as many purchases as you like up to your account limit, then set up flexible repayments on a schedule that suits your lifestyle.
How do I use it?
You can apply for a Zip account in a few minutes and be approved for up to $1000 on the spot. Once approved, you can start shopping with Catch - you'll see Zip listed as one of the Catch payment options once you reach the checkout.
How do the repayments work?
Your first payment to Zip won't be due until the end of the next month. When you first open your account, Zip will set up a monthly payment amount of $40 or less. This will come out of your linked debit card on the last day of each month. It will run until your purchases are paid off in full. If there's no amount owing on your account, there's nothing for you to pay. Your account will then remain active until you're ready to make your next purchase.
What are the fees?
Zip Pay is always 100% interest-free. There is a $6 monthly account fee, but this is waived if your closing balance is paid by the due date. If you don't meet your minimum monthly repayment, then a $5 late fee may apply. If there's no balance, there's no fee to pay. You'll also pay nothing upfront - there are no account setup fees and no hidden charges.
If you don't have a Zip account yet, there's no need to worry. You can apply online in a few minutes by heading to the Zip website or after selecting Zip at checkout from the Catch payment methods. You could be shopping at Catch with Zip in no time at all.